Financial Planning Done Right

Retirement Planning
- Create a robust retirement plan using advanced Monte Carlo simulations
- Built in stress tests and what-ifs
- Long term growth assumptions are developed in-house with two primary goals:
- Reasonable
- Conservative
Asset Allocation
- Straight-forward investment allocation proposals
- In-depth reports from Morningstar


Tax Planning
- Tax liability management with detailed tax estimates
- Detailed 1040 projections including Schedules A, B, and D
- Shows potential AMT calculation, taxable Social Security, rental property, and more
- Illustrate tax-efficient drawdown strategies and Roth conversion
- Compare different drawdown strategies
- Factor in Social Security, pensions, annuities, and other income
Optimize Social Security
Includes retirement, spousal, survivor, and child benefits
Calculate the PIA including delay credits, early penalties, and inflation adjustment
Reflects the annual earnings test, family max adjustment, and government pension offsets


Integration
Easy to use budgeting tool!
Aggregate accounts from over 8,000 financial institutions
Automated expense categorization
Create and monitor cash flows with ease
Debt Reduction
Compare different payoff plans
Dial the debt payment up and down
Quantify the impact of different debt pay-off strategies


And much more
Long Term Care Analysis
Client portal access
PDF reports
Task management with automated email reminders
Secure document vault to share and store files
Medicare reminders
Examples are hypothetical and for illustrative purposes only. The rates of return do not represent any actual investment and cannot be guaranteed. Any investment involves potential loss of principal. Please speak with your tax and investment advisor(s) regarding your specific situation.