Comparing Advisory Fees

How Do We Stack Up?

Investment Planning Advisors is proud to offer a competitive fee for all portfolio sizes.

IPA vs Industry Average Chart

The Kitces Report Volume 1, 2020, How Financial Planners Actually Do Financial Planning (2020), AUM Fees, Page 39 of 47, http://www.kitces.com

Portfolio Size Table

Quantifying Financial Planning

4 This chart shows how financial planning can make a real difference when it comes to your money. It’s based on Evaluating Financial Planning Strategies And Quantifying Their Economic Impact (Volume 3, 2015) by Michael Kitces and gives you a clear picture of how planning can help you reach your financial goals.
Financial Planning Strategy Chart

1 The ‘Industry Average’ data point in the chart above refers to the 50th percentile fee charged according to the study performed by The Kitces Report in 2020 as referenced above and can be found here on page 39 of 47. Fees charged by financial advisors can vary and change overtime. The fees and/or expense ratio associated with investment products such as mutual funds or exchange-traded funds (ETFs) are separate from the advisory fee assessed by IPA. Various studies and surveys of financial advisory fees show different results and may not be updated annually. The fees charged by IPA can change but would only adjust for active clients with an updated and executed Investment Advisory Agreement. Any new schedule of fees from IPA would need to be filed with the SEC and posted on our ADV Part 2A before it could be effective.

2 IPA Advisory Fee is expressed as the annual effective rate. The effective rate is determined by applying the portfolio size to the tiered fee schedule which can be found on our ADV Part 2A or on our webpage by visiting https://investplanadvise.com/compensation/. Fluctuations in the portfolio size due to investment performance will alter the fee overtime. While the Advisory Fee is expressed as an annual percentage, it is debited from the investment portfolio monthly and the number of days within a month determines the exact percentage.

3 Fees in Motion: A Snapshot of the Evolution of the Advisory Profession’s Evolving Revenue Models 09, 2024. AUM Fees, Thresholds and Breakpoints, Page 20. Bob Veres Inside Information, http://www.bobveres.com

4 The information provided in this document is based on data derived from the report Evaluating Financial Planning Strategies And Quantifying Their Economic Impact (Volume 3, 2015) by Michael Kitces, as published in The Kitces Report. The data presented represents averages calculated from survey responses. This information is intended for general informational purposes only and does not constitute financial advice. It is important to note that the specific outcomes and experiences of individual clients may vary significantly. Investment Planning Advisors cannot guarantee any particular results. Investment Planning Advisors is regulated by the Securities and Exchange Commission (SEC) and adheres to strict professional standards. However, individual investment results will vary based on a variety of factors, including market conditions, economic trends, and the specific financial goals and risk tolerance of each client. Past performance is not indicative of future results. Clients are encouraged to consult with their Investment Planning Advisor for personalized advice and to discuss any specific questions or concerns they may have.