Everyone is unique, and that is why we often pay more for goods and services that feel catered to our specific wants and needs. For instance, as a taller man with specific clothing needs, I would pay much more for a tailored outfit that I know will fit than clothes...
Marriage intertwines lives, including finances. Often, one spouse naturally gravitates towards financial management, while the other engages less frequently. We’ll call the less financially involved partner “The Other Spouse.” This isn’t...
When it comes to financial planning, we are often trying to determine the most efficient way to reach our financial goals. Goals to retire on time, maintain our preferred standard of living, and care for those we love along the way. All of us have to make tough...
Several investment vehicles offer significant tax benefits, and the Health Savings Account (HSA) is a prime example. If you haven’t heard of HSAs, they are tax-advantaged accounts that allow contributions of pre-tax income for qualified medical expenses, with...
Target date funds have become the dominant investment solution for employer sponsored retirement plans (401(k), 403(b), etc). In recent years, 401(k) plans have gone as far as offering them as the only investment solution available to you. So what’s the deal? Is this...
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