Do you manage your own finances or use a ‘financial advisor’? Understanding the full capabilities of a financial planner is crucial. Why? Because while advisor fees may seem similar, the level of service can vary significantly. We can help you build a...
Case Study: The Impact of Roth Conversions on a Retiree taking Social Security Susan’s Client Profile Susan is a 68-year-old woman enjoying a comfortable retirement supported by $3,000 monthly Social Security benefits, $1,000 in pension income, and approximately...
Dave Ramsey has for the longest time recommended a four category approach to investing in mutual funds. His approach keeps things simple, and according to Ramsey positions investors for the best outcomes as it pertains to diversification and investment growth. If you...
Target date funds have become the dominant investment solution for employer sponsored retirement plans (401(k), 403(b), etc). In recent years, 401(k) plans have gone as far as offering them as the only investment solution available to you. So what’s the deal? Is this...
The Roth IRA has become a popular retirement savings account, and for good reason. Besides being easy to open and fund, contributions are invested and grow tax free until withdrawal in retirement1. Who doesn’t like tax free, right? While most people have heard of the...
We often have people ask us questions such as: “Where is a good place to get started investing? What will give me the best return?” Or “I have $1,000 to invest, where should I put it?” The reality for questions like these is the return for the investment does not...
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